Obama's Health Care Reform

Posted Oct 1, 2009
Last Updated Nov 12, 2011

Of all the things that President Obama could have chosen to tackle during his first term, he just had to choose health care. Overall my feeling is that Obama has a much broader perspective on America than many political leaders we have ever had—his speech is more reflective than words political leaders usually possess. That is why I am so confused with Obama's obsession with health care reform.

The health care debate in America is banter about a boogie man. It is rooted in an assumption that Americans have but obviously never question: health insurance is a must. That belief is an assumption through and through. Many people hold it tightly close to their chest as a deep conviction; that conviction seems to be growing stronger in the last few years.

white house insurance reform If I ran a health insurance company right now, I would be wringing my hands in anticipation of Congress passing a mandatory health care bill. It would enforce yet one more tax onto the population and divert the revenues to private companies in the same way that auto insurance already does.

Unfortunately, big policy changes are influenced by the powers that have the most to gain or lose. Obama may have good intentions when saying that all Americans deserve health care. In the end, however, I think his efforts are going to back fire. More Americans will find themselves burdened with extra financial responsibilities; big industry will find ways to scavenge off the policy and public.

Staying healthy is a personal responsibility of each person. The government is not responsible to cover the cost of keeping Americans healthy.

In respect to providing health care, however, we all benefit from having hospitals and doctors in our vicinity. The problems in the cost of health care is that finite prices are put onto services that cannot have an objective value. What is the actual value of a heart transplant. On a personal level, the value is infinite. At the same time, the value to the public is based on the value/productivity of the patient towards society. An unfettered idealism is the only reason that we say all should be entitled to that service; and if we are all entitled to that service—who is to say how much it is worth monetarily? Capitalistic thinking, of course, drives this cost up because it has such a demand (due to each of us having an over-inflated view of our own values). Mix that with the insurance industry's effect of driving costs up overall (by making expensive services more accessible even if prices rise higher—by spreading the cost around) and you create a run away effect in cost based on idealism, insurance feedback and greed.

A realistic approach is more like this: eat better; exercise more; educate yourself; hope for the best. Notice that this giant dilemma we are all up in arms about didn't really exist throughout all of history until the very recent past. I have a hunch that the murmur for this in public literature has a strong correlation to the profits and size of the insurance industry.

Please, Mr. Obama, rethink the necessity of taxing the American public and sending the money to the insurance industry.

Insurance

Skeptical essays about the insurance industry.

  1. Insurance Fraud: The True Story
  2. The Big Insurance Scam
  3. Obama's Health Care Reform

Comment

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mmm

Apr 24, 2012

comparing health insurance to car insurance-you only pay for insurance if you drive a car and not take the bus or subway as your mode of transportation. If Obama gets his way you will be forced to pay for insurance weather you drive a car or not and that is just not right!

Killer Monkey

Dec 12, 2010

Wow, excellent article and written by a sane person! Gives me some serious hope that there are still smart people left in this country who are not driven by impulse and media hype, but actual thought and reason.

Shawn Olson

Dec 13, 2010

Thank you for the kind comment. I'm not sure everyone will agree with you... but I try to be smart. At least  try to think objectively--and avoid being influenced too much by any kind of popular media and popular politics.

David Schirtzinger

Dec 2, 2010

Whatever you say... wait what did you say? Ahh.. man.. I was reading the side banner adds... crap now I have to re-read the ACTUAL article...

Mark Matheny

Jul 2, 2010

Good article Shawn.
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